As you would naturally expect from a comprehensive construction sector policy we cover all liabilities, contract works, fleet & professional indemnity, own plant and hired plant schedules as well as some useful additional items such as the following: Defective Workmanship extension, Professional Indemnity extension, Financial loss extension and Damage to property being worked on up to a sum not exceeding £25,000 including costs and expenses. This product has been designed for principle construction companies and the sub-contract market.


Construction Insurance Explained


Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.

Insurance to compensate the insured in respect of claims from third parties (i.e members of the public or companies) for accidental bodily injury or damage to their property due to the insured’s negligence or that of their employees.